Calibrated probability of bind, fund, or convert — per applicant.
A decisioning core that scores intent, eligibility, expected LTV, and price-position per applicant, per product, per carrier — calibrated on real outcomes, not vendor heuristics.
Trained on bind, fund, claim, retention, and repayment outcomes — not proxy clicks.
CAP/02
Per-product scoring
Distinct probabilities per carrier, lender, payer, and line-of-business.
CAP/03
LTV horizon
Score the next 14ms decision against the next 540 days of customer value.
CAP/04
Explainability
Per-decision feature attribution surfaced to compliance, ops, and audit.
§03 — SPECIFICATIONSYSTEM PROFILE
Specification.
▤ DEPLOYMENT NOTE
Intent & Eligibility Scoring is independently deployable but composes natively with every other Horaclus service. It speaks the APIs your stack already speaks.