●SVC/03 · INTERFACE
STATUS · operational
VERTICALS · Insurance · Lending · Healthcare
BUILD · v0.91 — metronome
Services/ SVC/03 · REAL-TIME ROUTING & DECISIONING

Real-time Routing & Decisioning.

The right offer to the right applicant in under 14ms.

Decision-grade routing across your carrier, lender, and payer networks — delivered into the systems your stack already runs. Seventeen routing archetypes, fully governed.

All services
p50 · 14ms
Decision latency
−61%
Re-route rate
+27%
Partner fill
▤ SVC/03 · INTERFACEHRX/SERVICE · SVC/03
FRAME 00:00:14:08
HRX/MAP · SVC/03 · REAL-TIME ROUTING & DECISIONING↳ live Insurance · Lending · Healthcare substrate
DECISION WINDOW · < 14MS
§01 — OUTCOMESFIELD-MEASURED

What this service moves.

p50 · 14ms
Decision latency
−61%
Re-route rate
+27%
Partner fill
§02 — CAPABILITIES04 · COMPOSABLE

What's inside.

CAP/01
17 routing archetypes
Auction, waterfall, ping-post, exclusive, shared, eligibility-first, capacity-weighted, and more.
CAP/02
Policy engine
Per-partner caps, capacity, appetite, and compliance constraints enforced at decision time.
CAP/03
Native integrations
Direct adapters for the policy admin, LOS, EHR, and CRM systems already in your stack.
CAP/04
Shadow + canary
Run new routes alongside production with full counterfactual reporting.
§03 — SPECIFICATIONSYSTEM PROFILE

Specification.

▤ DEPLOYMENT NOTE

Real-time Routing & Decisioning is independently deployable but composes natively with every other Horaclus service. It speaks the APIs your stack already speaks.

▤ SYSTEM SPECIFICATION · SVC/03
Throughput12k decisions/s sustained
SLA99.998%
DeploymentCloud · VPC · Air-gapped
VerticalsInsurance · Lending · Healthcare
← PreviousSVC/02Intent & Eligibility Scoring Service indexNext →SVC/04Live Market Pricing Intelligence
§04DEPLOY

Run Real-time Routing & Decisioning in production.

Selective access is open to founding carriers, lenders, and operators.