What this service moves.
−32%
Cost per bound policy
+41%
Quote → bind
+11pt
90d persistency
What's inside.
CAP/01
Demand → bind operations
Owned media, paid acquisition, partner streams, and call routing operated against carrier appetite in one closed loop.
CAP/02
Appetite-aware qualification
Per-carrier eligibility, state, and product filters applied pre-bid — not post-lead.
CAP/03
Compliance-grade telephony
TCPA, state-DNC, one-to-one consent, and recording governance built into every applicant path.
CAP/04
Bind-grade reporting
Spend, quote, bind, premium, and 90-day persistency reconciled to your PAS — not pixel events.
Specification.
▤ DEPLOYMENT NOTE
End-to-End Customer Acquisition · Insurance is independently deployable but composes natively with every other Horaclus service. It speaks the APIs your stack already speaks.
▤ SYSTEM SPECIFICATION · SVC/07
LinesAuto · Home · Renters · SMB · Life
ChannelsSearch · social · native · partner · inbound voice
ComplianceTCPA · NAIC-r · state DOI · one-to-one consent
VerticalsInsurance
§04DEPLOY
Run End-to-End Customer Acquisition · Insurance in production.
Selective access is open to founding carriers, lenders, and operators.