●SVC/06 · APPLICATION
STATUS · operational
VERTICALS · Insurance · Lending · Healthcare
BUILD · v0.91 — metronome
Services/ SVC/06 · LTV CLOSED-LOOP OPTIMIZATION

LTV Closed-Loop Optimization.

Every customer trains the next one.

Feed bind, retention, claims, fund, and repayment outcomes back into the acquisition layer. The loop that turns acquisition from a cost center into a compounding asset.

All services
1 : 4.6
CAC : LTV
+18%
Renewal lift
−6.2pt
Loss-ratio drag
▤ SVC/06 · APPLICATIONHRX/SERVICE · SVC/06
FRAME 00:00:14:08
HRX/MAP · SVC/06 · LTV CLOSED-LOOP OPTIMIZATION↳ live Insurance · Lending · Healthcare substrate
DECISION WINDOW · < 14MS
§01 — OUTCOMESFIELD-MEASURED

What this service moves.

1 : 4.6
CAC : LTV
+18%
Renewal lift
−6.2pt
Loss-ratio drag
§02 — CAPABILITIES04 · COMPOSABLE

What's inside.

CAP/01
Outcome ingestion
Native connectors to PAS, LOS, EHR, and ledger systems for ground-truth outcomes.
CAP/02
Attribution graph
Per-decision attribution from first touch to bind / fund / encounter / renewal.
CAP/03
Cohort optimization
Optimize against 90d, 540d, and lifetime cohorts — not just last-click.
CAP/04
Counterfactual reporting
What the same applicant would have produced under prior routing logic.
§03 — SPECIFICATIONSYSTEM PROFILE

Specification.

▤ DEPLOYMENT NOTE

LTV Closed-Loop Optimization is independently deployable but composes natively with every other Horaclus service. It speaks the APIs your stack already speaks.

▤ SYSTEM SPECIFICATION · SVC/06
HorizonReal-time → LTV+540d
ConnectorsPAS · LOS · EHR · GL
GovernanceModel cards · audit · rollback
VerticalsInsurance · Lending · Healthcare
← PreviousSVC/05Market Insights & Competitive Intel Service indexNext →SVC/07End-to-End Customer Acquisition · Insurance
§04DEPLOY

Run LTV Closed-Loop Optimization in production.

Selective access is open to founding carriers, lenders, and operators.